Posts by Gerard Haskew
Top 10 Ways to Grow Your Wealth
Building wealth doesn’t happen overnight. It takes time, consistency and a strategy that evolves as your circumstances changes. Whether you’re starting out, growing your investments or preparing for retirement, the decisions you make today can influence your financial position in the years ahead. Here are 10 practical ways to build and grow your wealth over…
Read MoreAustralian Small-Cap Investing
Australian small companies can serve as a valuable return-enhancing satellite allocation in a diversified multi-asset portfolio, offering unique growth drivers beyond the major banks and miners. This overview breaks down their structural role, current valuations, and risk considerations. Unique Market Exposure Small-cap indices feature different sectors than large-cap benchmarks, including mining services, electrification, and specialist…
Read MoreNavigating Market Momentum
Recent market trends driven by short-term momentum have tested fundamental investors, but patient strategies focusing on business earnings are beginning to see a turnaround. This update explains how market liquidity affects small-cap investing and why maintaining a three-year view remains essential for clients. Navigating Momentum and Liquidity Markets have recently rewarded popular momentum trends, leaving…
Read MoreSuperannuation vs ETFs After the CGT Changes: A Case Study
Could the new CGT rules change the way you invest outside super? For Australians building long-term wealth, the decision isn’t simply about choosing between superannuation and investing in ETFs. Each option offers different tax treatment, accessibility and investment considerations. With changes to Australia’s CGT system coming from 1 July 2027, it’s worth looking at how…
Read MoreCGT Changes in Australia: What Investors Need to Know
Australia’s investment landscape is changing. From 1 July 2027, changes to capital gains tax (CGT) and negative gearing will change the way some investors approach property and other investments. These changes give investors a good reason to review their investment strategy and consider whether their current approach still supports their long-term financial goals. What is…
Read More6 Questions to Ask Before Choosing Personal Insurance
Choosing personal insurance isn’t just about comparing policies – it’s about making sure your cover protects what matters most. Asking the right questions can help you make informed decisions with confidence. Whether you’re considering Life Insurance, Income Protection, Total and Permanent Disability (TPD) Insurance or Trauma Insurance, it’s important to understand how your cover works…
Read MoreStepped vs Level Premiums: Which Is Right for Your Insurance?
Choosing between stepped and level premiums is one of the most important decisions you’ll make when taking out personal insurance. Understanding how each option works can help you make a more informed long-term decision. When arranging Life Insurance, Income Protection, Total and Permanent Disability (TPD) Insurance or Trauma Insurance, you’ll often be asked to choose…
Read More9 Common Life Insurance Myths (And the Truth Behind Them)
Life insurance is one of the most important ways to protect your financial future, yet it’s also one of the most misunderstood. Many Australians delay taking out cover or never review the insurance they already have because of common misconceptions. Unfortunately, these myths can leave individuals and families underinsured when they need protection the most.…
Read MoreThe 4 Types of Personal Insurance: What They Are and Why They Matter
Life doesn’t always go to plan. Understanding the different types of personal insurance can help you protect your income, your family and your financial future. When people hear the term life insurance, they often think it’s just one type of cover. In reality, there are several types of personal insurance, each designed to protect you…
Read MoreLong-Term Investing: Why Time in the Market Matters More Than Timing the Market
Long-term investing is one of the most effective ways to build wealth over time. However, many investors are tempted to focus on short-term market movements. As a result, they may try to “time the market” by buying and selling based on current conditions. In reality, this approach is difficult to get right. Therefore, understanding the…
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