Posts by Katrina Haskew
Best Time for Tax Planning: Why You Should Start in April
When it comes to tax planning, most people leave it too late. June tends to bring a last-minute rush of decisions, super contributions, deductions, and paperwork, often without enough time to properly plan or maximise outcomes. But the most effective tax planning doesn’t happen in June. It happens in April. Why April is the Sweet…
Read MoreEOFY: 7 Common Mistakes That Could Cost You Money
As 30 June approaches, many Australians rush to finalise their finances. While this can create opportunities, it also increases the risk of making poor decisions. Understanding the most EOFY common mistakes can help you avoid costly errors and make more informed financial choices. Here are 7 common EOFY mistakes – and how to avoid them.…
Read MorePreparing for EOFY: Financial Planning Tips Before June 30th
As the end of the financial year approaches in Australia, many people begin thinking about tax returns and financial planning. However, effective EOFY planning often happens before the 30th June rather than after it. By reviewing your financial position ahead of the deadline, you may be able to identify opportunities to improve your tax position…
Read MoreFinancial Protection and Peace of Mind: Why Protecting Your Income Matters
When people think about financial planning, they often focus on growing their wealth through investments, property, or superannuation. While building wealth is important, protecting the financial foundation that supports those goals is equally critical. Financial protection planning focuses on safeguarding your income, your lifestyle, and your family’s financial security if unexpected events occur. Without appropriate…
Read MoreHow to Grow Your Super: Superannuation Strategies For Australians
Superannuation plays a central role in retirement planning for Australians. Over the course of your working life, the contributions made to your super fund, combined with long-term investment growth, can build a significant source of retirement income. While most people receive employer superannuation contributions, many are unaware that there are additional strategies that may help…
Read MoreTaming the Australian Share market: How Equal Weights, Factors and Structure Can Help Everyday Investors
For many Australian investors, broad index funds and familiar blue‑chip shares are the backbone of their portfolios. It’s easy to see why—these options are low‑cost, simple to understand and offer quick exposure to a wide range of local companies. But the Australian sharemarket has some unique quirks. Many investors don’t realise just how much of…
Read MoreBuilding Resilient Portfolios in a Changing Currency Landscape
The US dollar has long been the anchor of the global financial system the currency many Australians grew up believing was the safest place to turn when markets turned turbulent. But recent events and longer-term economic trends suggest that its status as the world’s unquestioned safe haven is shifting. This newsletter doesn’t tell you what…
Read MoreNew Year, New You: 3 Simple Steps to Smarter Financial Goals
The start of a new year often brings renewed motivation. Many of us set goals around health, lifestyle and personal growth and for many Australians, one of the most common resolutions is to get smarter with money. It’s a great intention, but on its own it can be hard to act on. Financial progress doesn’t happen…
Read MoreEnd-of-Year Financial Checklist: Is Your Plan Still on Track?
As the year draws to a close and thoughts turn to spending time with family, friends, and perhaps enjoying a well-earned break, it’s also an ideal time to pause and reflect on your financial position. Over the past 12 months, a lot may have changed your income, expenses, family circumstances, goals, or even how comfortable…
Read MoreSuperannuation Withdrawals Demystified: How and When to Access Your Retirement Savings
Understanding when and how you can access your superannuation is one of the most important steps in preparing for retirement. Clarity around the legal conditions of release, tax implications, and strategic planning can help turn a lifetime of savings into a sustainable income stream. This article explains in plain language how Australians can legally and…
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