Navigating Market Momentum

Market Momentum

Recent market trends driven by short-term momentum have tested fundamental investors, but patient strategies focusing on business earnings are beginning to see a turnaround. This update explains how market liquidity affects small-cap investing and why maintaining a three-year view remains essential for clients. Navigating Momentum and Liquidity Markets have recently rewarded popular momentum trends, leaving…

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Superannuation vs ETFs After the CGT Changes: A Case Study

ETFs

Could the new CGT rules change the way you invest outside super? For Australians building long-term wealth, the decision isn’t simply about choosing between superannuation and investing in ETFs. Each option offers different tax treatment, accessibility and investment considerations. With changes to Australia’s CGT system coming from 1 July 2027, it’s worth looking at how…

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CGT Changes in Australia: What Investors Need to Know

Property vs Shares

Australia’s investment landscape is changing. From 1 July 2027, changes to capital gains tax (CGT) and negative gearing will change the way some investors approach property and other investments. These changes give investors a good reason to review their investment strategy and consider whether their current approach still supports their long-term financial goals. What is…

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A Year in Review: What the Past 12 Months Taught Investors

a year in review

As the financial year draws to a close, it’s easy to focus on numbers – returns, balances, and contributions. But often, the most valuable insights don’t come from the numbers themselves. They come from what the past 12 months has shown us about behaviour, decisions, and how people respond to uncertainty. 1. Markets Don’t Move…

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Why Investment Diversification Matters: How to Build a More Resilient Portfolio

Diversified investment portfolio with assets like gold, property, cash, and commodities.

Investment diversification is one of the most important principles in building long-term wealth. Understanding why investment diversification matters can help you create a more resilient portfolio. However, it of often misunderstood of overlooked. Many investors focus on choosing the “best” investment. In reality, how your investments work together is just as important. This is where…

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Risk vs Return Explained Simply: A Guide for Investors

Understanding risk vs return is one of the most important parts of investing. However, it is often misunderstood. Many investors either take on too much risk without realising it or avoid risk altogether. As a result, they may not achieve their long-term goals. They key is not to avoid risk – but to understand it.…

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Preparing for EOFY: Financial Planning Tips Before June 30th

As the end of the financial year approaches in Australia, many people begin thinking about tax returns and financial planning. However, effective EOFY planning often happens before the 30th June rather than after it. By reviewing your financial position ahead of the deadline, you may be able to identify opportunities to improve your tax position…

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