Taking care of your young family

What Matters Now?

Things are different now. It isn't just you - you have a young family to think about. This changes your objectives and adds some new ideas to think about.

Tweak The Budget

Your first budget definitely doesn't work when you have a family. Not just because of the costs of children, but pretty much everything else changes as well.

Keep Healthy

Being unhealthy messes with your family life from a mental aspect as well as the physical. At Leading Advice we have a culture of well being (and it works).

Protect Your Income

Usually when you have a young family, you're earning a bit more than you used to. That income is even more important now with people counting on you.

Protect Against The Worst

Think about what would happen to your family if the worst - death of you or your spouse - happened. Covering yourself against this ensures your family will survive even if you don't.

Income Protection Insurance

The biggest asset you have right now is your ability to earn income... so make sure it's not at risk!

Income protection cover can provide up to 80% of your regular income as a monthly payment, if you're unable to work due to illness, accident or injury.

Key points:

  • Covers you if you can't work
  • Get 80% of your income each month
  • It's usually a tax deduction

Want to learn more?

Life Insurance

One of the worst things that can happen is the loss or permanent disability of a loved one. The next worse thing is realising that you're about to lose everything.

Life Insurance can help protect your family in the event of that worst thing happening, actually happening.

Key points:

  • Get a payout in the case of death
  • Can cover you for permanent disability
  • And potentially (if you're covered) you can get paid even on getting diagnosed with a terminal illness

Want to check what your life insurance policy covers you for?

Want to plan for your family?

We'd be happy to help get you on track to financial freedom with a review of your current situation.

Book a wealth assessment

Fill in the form below to book an appointment for a review of your personal situation by our team.

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Sandra Lee
05:04 05 Sep 25
Gerard Haskew and the team at Leading Advice are fantastic. We have known them for over 8 years and always found them to be very authentic, interested in us as people, our lives, lifestyle and future requirements. We always feel safe knowing that Gerard is working in our best interest. Whether its superannuation contributions/investment, buying an investment property, helping our children with their wedding expenses, giving our kids an early inheritance or navigating through jobs and personal circumstances, Gerard is there to guide us in the right direction and help with decisions that we believe has set us up well for the future. We highly recommend Gerard Haskew and Leading Advice. Sandra & Gerard Lee, Sydney NSW
Quinn Parsons
01:52 07 Aug 25
Gerard provided excellent financial advise and guidance for my mother who recently became a widow. He listened to her requirements and gave her the confidence to make the necessary changes to her finances. We were very happy with the level of communication and educating us on the journey.
Aiden Fornari
07:13 05 Aug 25
Absolute top service from the team at leading advice. Sorted out a super annuation that was more beneficial for me, and looked at wealth creation options. Huge shout out to Samuel & Gerard
reece altman
10:14 23 Jul 25
Good service, good people. I’ve been with them a long time and would definitely recommend them. Katrina Haskew absolute legend. Caring and honest.
Russell Farrington
23:32 22 Jun 25
Katrina at Leading Advice has provided me with sound and timely financial and risk advice that has been invaluable to my planning. Katrina is highly professional, kind and very easy to work with. I highly recommend her.
David Clisdell
21:52 27 May 25
I appreciate the depth of knowledge Gerard has when dealing with our investments and his willingness to handle all the dealings with centrelink on our behalf. It gives us confidence that we are in good hands and are getting the most out of our retirement funds.
Amanbir Cheema
00:42 26 May 25
Gerard has always been very accessible and helpful, a person you can trust : )
Nick Gulic
04:40 23 May 25
I've known Katrina for something like 8 years now, and she's always given the most practical and straight up advice. She's gone against options that would have lined her pocket, and focused on making sure that I had the best option for my situation. When it comes to financial advice, Katrina is as trustworthy as it gets for me.
Jan Cooper
00:34 13 May 25
When we retired a few years ago my husband and I asked Gerard Haskew and Leading Advice to manage our superannuation. We are extremely happy with their service. The staff are very pleasant and efficient, their answers to enquiries are always prompt and reliable and we are kept updated to any general changes in superannuation. Gerard meets with us regularly to discuss our plans, makes suggestions and gives wise advice. We wholeheartedly recommend Gerard Haskew and Leading Advice .
Ranbir Bedi
01:51 09 Apr 25
We had been using the services of Leading Advice for more than a decade or so. We had a great experience dealing with Mr. Gerard Haskew. He always guided us at every step of our life & kept our finances in the best shape. I retired two years back & he had planned my retirement funds/pension & executed perfectly
Would like to give my sincere thanks to Leading Advice & Mr Gerard in particular. Will keep using his services as long as we could for the peace of mind.