Market Wrap

Risk assets rose Global shares were up 1.8% and 0.4% in hedged and unhedged terms, respectively. Domestically, Australian shares underperformed international markets falling -0.4% during October. This was driven by a combination of falling iron ore prices hurting mining giants such as Rio Tinto and disappointing quarterly updates impacting the major banks. The Australian dollar…

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Break free from being asset rich and cash poor

Here are four ways to try boost your income. Are you asset rich but cash poor? You’re not alone. Data from the Australian Bureau of Statistics shows that almost one-third of older Australians in low-income households were asset rich but cash poor.[1] Most of their wealth was tied up in illiquid assets, in particular their…

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How to protect your assets from expensive mistakes

Protecting yourself from frivolous creditors and lawsuits is becoming an increasingly common concern. Here we outline some of the ways you can insulate your assets. Check your insurances Liability insurance is a must if you want to safeguard your assets in the event that you need to pay compensation. Lawsuits Lawsuits can arise for a…

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Market Update

Risk assets faltered • The rally from December resumed with most equity markets up for the month. • Global shares were up 2.3% and 2% in hedged and unhedged terms, respectively. • Domestically, Australian shares underperformed international markets this month with 1.8% performance in September. • Bellamy’s Australia (ASX: BLA) benefitted from a takeover bid…

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The value of having a financial adviser

leading advice sydney financial planners

Having an appropriate financial plan in place covers more than just investments and insurance. The same goes for a financial adviser – there are some you will just click with, who can help improve your financial future. Keep on track Over the long term, investment markets tend to fluctuate. This can be difficult for some…

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The power of regular investing

One of the world’s most admired investors, Warren Buffett, is famous for saying “Don’t save what is left after spending; spend what is left after saving.” While this approach may not always be possible, investing even just a small amount regularly can make a big difference over the long term. If you are accumulating wealth……

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Social media could influence us to spend impulsively.

Can social media use be linked to spending? Research shows it can. For example, one study found that social networks such as Facebook and Instagram can motivate impulsive buying behaviours.[1] But how does social media affect our spending? 1. Advertising Sites like Facebook and Instagram have evolved from social networking platforms to powerful advertising tools. We…

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Putting your goals first

A goals-based investment approach isn’t focused on ‘beating the market’. It’s about tailoring your investments to meet your personal goals. Performance comparisons are unavoidable in the investment world. Every day you see investment managers measuring their success by how much they’ve outperformed the market, or their peers, over a given time period. However most people…

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Market Wrap

Risk assets faltered The rally from December faltered slightly with most equity markets down for the month. Global shares were down 2% and up 0.3% in hedged and unhedged terms, respectively. Domestically, Australian shares underperformed international markets this month with -2.4% performance in August. Australian health care stocks continued to perform strongly with CSL (ASX:…

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Market Wrap

Markets rallied on rate cuts… The rally from December has continued into July with most equity markets up for the month. Global shares were up 1.1% and 2.3% in hedged and unhedged terms, respectively. Domestically, Australian shares outperformed international markets this month with 2.9% performance in June. Australian health care stocks performed well with Resmed…

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