There’s an app for that

It seems we are increasingly using apps in everyday life. Apps can help us manage certain aspects of our lives, tap into things that are of interest to us, or keep track of different goals. We can use apps to look up movies, events and shows and book tickets within minutes; we can use apps…

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Is it time to get your Will up to date?

New Year Resolutions may include many things. It may mean that now is the time to think about whether your financial plan needs to be reviewed in light of any changes to your circumstances, and if your Will is up to date and estate planning is in order. One of the key aspects of estate…

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Five tips for looking after your household’s finances

Take the pain out of managing your family’s finances with some simple tips every family can use. Taking care of household finances can be time consuming and boring – and often people don’t know where to start. Your local library may have some good resources if you want to do your own research, but these…

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Teaching your kids healthy money habits

With a few simple changes, you could set a good example for your children. Research shows that parents’ actions affect their children’s behaviour and the effects can last into adulthood.[1] This puts the onus on parents to ensure kids have the skills to make smart financial decisions – from learning about the importance of saving…

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Is Super worth the hype?

As Financial Advisers we talk about superannuation a lot. So much so that it probably becomes a fuzzy word people don’t even hear any more. And the younger you are, the less interested you probably are. But superannuation is super important. It is likely to be the biggest investment you will have in your lifetime,…

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11 tax facts about superannuation

Compared to other investment structures, super is widely considered to be one of the most tax-effective investment structures available from a wealth accumulation and cash flow generation perspective. Although not a comprehensive list, below are 11 of the top tax facts about super. Please note: Each tax fact isn’t covered in detail (only a brief snapshot…

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Market Wrap

Stocks continue to ignore bonds Global shares rose 1.8% and 4% in hedged and unhedged terms, respectively. Growth stocks outperforming following strong earnings results by tech companies such as Alphabet (owner of the Google search engine). Australian shares underperformed global shares, rising 1.1% in July. The leading sectors were materials (up 7.1%) buoyed by higher…

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Tax tips and tax return checklist 2020/21

To help you complete your tax return, especially if you’ve been working from home , thischecklist outlines income and expenses you need to disclose to the Australian Taxation Office(ATO) when lodging your return. We’ve also provided an overview of the types of tax off sets anddeductions you may be entitled to claim plus other handy…

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