Market Wrap
Market volatility returns in October Even though economic fundamentals remained strong, market volatility returned in October with share markets tumbling worldwide. Global shares returned -6.9% and -5.4% in hedged and unhedged terms respectively. The S&P 500 fell almost 7%, leaving the calendar to year gain to only 1.4%. However, the US economy continued to steam…
Read MoreHere’s why you need income protection
Your ability to earn an income is usually one of your biggest assets, so why not protect it? A sudden illness or injury can keep you from working and leave you in financial difficulty. You may get help from a worker’s compensation payout or personal savings, but are they enough to help you meet your…
Read MoreDon’t underestimate the power of relaxation
MarisSage Remedial Therapies 10-minute Relaxation Tips We know you’re busy. There’s always so much to do, and you can feel stressed, overworked and strung out. But who has the time to relax? You do. Just take ten minutes and try one of the tips below, we promise it will make all the difference. Sometimes a…
Read MoreSmart ways to handle finances in a relationship
Staying on top of finances can help couples achieve their shared goals. Whether they’re saving for a house or a holiday or seeking to grow or preserve their family wealth, setting up and sticking to a budget can help couples attain their common goals. By handling money well, they can avoid disagreements that could put…
Read MoreWhat is adviser-led super?
Five ways to keep your business debt under control
Managing your business debt can help you steer clear of financial trouble. Piling up a lot of debt could leave your business in financial difficulty or, worse, bankrupt. Here are five ways that may help you manage debt and avoid a financial mess. 1. Understand your business situation It’s important to keep track of your…
Read MoreManaging your insurance cost
You don’t have to cut corners on your insurance or sacrifice the adequacy of your cover to make your policy more affordable. Choosing a payment structure Choosing stepped premiums in the first few years of your life insurance policy may help you keep the cost of cover low in the beginning. Stepped premiums allow you…
Read MoreMarket Wrap
Wall Street leads shares higher Global shares rose 1.5% and 4.1% in hedged and unhedged terms respectively. Developed markets remained solid, while emerging market shares remain under downward pressure. Global share returns were pushed higher by strong returns to US shares. The S&P 500 rose 3% supported by strong earnings. Meanwhile major bourses in Europe…
Read MoreWhat does a weaker Aussie dollar mean for your investments?
Australians are well known for their love of travel. Along with Kiwis, we’re probably the most prolific travelers in the world. This intrepid nature means that many Australians understand currency risk. For a long time the strong Aussie dollar meant we all had extra overseas spending money and could seek out online bargains from US…
Read MoreMarket Watch
A more upbeat month for shares Share market performance was boosted in July as trade tensions eased. Global shares returned 3.2% and 2.5% in hedged and unhedged terms respectively. In the US the economic fundamentals remained supportive of markets with quarter two GDP at 4.1%. Good economic news saw the 10-year US Treasury yield lift…
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