Five ways to keep your business debt under control
Managing your business debt can help you steer clear of financial trouble. Piling up a lot of debt could leave your business in financial difficulty or, worse, bankrupt. Here are five ways that may help you manage debt and avoid a financial mess. 1. Understand your business situation It’s important to keep track of your…
Read MoreManaging your insurance cost
You don’t have to cut corners on your insurance or sacrifice the adequacy of your cover to make your policy more affordable. Choosing a payment structure Choosing stepped premiums in the first few years of your life insurance policy may help you keep the cost of cover low in the beginning. Stepped premiums allow you…
Read MoreMarket Wrap
Wall Street leads shares higher Global shares rose 1.5% and 4.1% in hedged and unhedged terms respectively. Developed markets remained solid, while emerging market shares remain under downward pressure. Global share returns were pushed higher by strong returns to US shares. The S&P 500 rose 3% supported by strong earnings. Meanwhile major bourses in Europe…
Read MoreWhat does a weaker Aussie dollar mean for your investments?
Australians are well known for their love of travel. Along with Kiwis, we’re probably the most prolific travelers in the world. This intrepid nature means that many Australians understand currency risk. For a long time the strong Aussie dollar meant we all had extra overseas spending money and could seek out online bargains from US…
Read MoreMarket Watch
A more upbeat month for shares Share market performance was boosted in July as trade tensions eased. Global shares returned 3.2% and 2.5% in hedged and unhedged terms respectively. In the US the economic fundamentals remained supportive of markets with quarter two GDP at 4.1%. Good economic news saw the 10-year US Treasury yield lift…
Read MoreFive ways to protect your financial information
As theft of financial data becomes more common, securing online accounts and personal information has never been more important. Hacking and identity theft are growing in scale and sophistication. Research shows that hackers stole more than $2.3 billion from Australian online consumers in 2017… …with more than 6 million people falling victim to cybercrimes such…
Read MoreMy 5 tips… to bring more balance into your life
Having a balanced life seems to be quite a hot topic at the moment, which makes sense considering the constant stimulus hitting us from all angles. We are constantly connected to people and work through our phones and computers, and so learning how to balance all that can be pretty tough. So, I decided to…
Read MoreDon’t ask for a divorce until you’ve done these five things
If reality TV is anything to go by, it would seem we are obsessed with the idea of relationships and marriage. Married at First Sight, The Bachelor and Bachelorette, Say Yes to the Dress, Australia’s Cheapest Weddings, Bridezillas, Farmer Wants a Wife… The list goes on. And let’s not even get started on the number…
Read MoreIts not all about the money
Money is a big part of it of course, but it’s not ALL about money. There’s so much more to it than that. Financial advice is about giving you more confidence, peace of mind and freedom. It’s about having an expert guide to help you reach your goals sooner. Financial advice is also about…
Read MoreFinancial New Year’s resolutions for peace of mind
You know all those niggling anxieties about your finances that often lurk somewhere in the back of your mind? You know the ones… Do I have enough insurance cover? Is my super organised properly? Am I paying too much on the 32,496,357 bills that seem to keep flooding my inbox every month? It’s time to…
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