Top 10 Ways to Grow Your Wealth
Building wealth doesn’t happen overnight. It takes time, consistency and a strategy that evolves as your circumstances changes. Whether you’re starting out, growing your investments or preparing for retirement, the decisions you make today can influence your financial position in the years ahead. Here are 10 practical ways to build and grow your wealth over…
Read MoreAustralian Small-Cap Investing
Australian small companies can serve as a valuable return-enhancing satellite allocation in a diversified multi-asset portfolio, offering unique growth drivers beyond the major banks and miners. This overview breaks down their structural role, current valuations, and risk considerations. Unique Market Exposure Small-cap indices feature different sectors than large-cap benchmarks, including mining services, electrification, and specialist…
Read MoreNavigating Market Momentum
Recent market trends driven by short-term momentum have tested fundamental investors, but patient strategies focusing on business earnings are beginning to see a turnaround. This update explains how market liquidity affects small-cap investing and why maintaining a three-year view remains essential for clients. Navigating Momentum and Liquidity Markets have recently rewarded popular momentum trends, leaving…
Read MoreWhat We Learned from Visiting OpenAI, Amazon, Goldman Sachs and Other Global Industry Leaders
How global insights are helping us build a better experience for our clients at Leading Advice. At Leading Advice, we’re strong believers that great advice requires continuous learning. Recently, I had the opportunity to participate in the EmpowerHer Limitless Study Tour, visiting leading organisations across San Francisco, Silicon Valley, Seattle and New York, including OpenAI,…
Read MoreSuperannuation vs ETFs After the CGT Changes: A Case Study
Could the new CGT rules change the way you invest outside super? For Australians building long-term wealth, the decision isn’t simply about choosing between superannuation and investing in ETFs. Each option offers different tax treatment, accessibility and investment considerations. With changes to Australia’s CGT system coming from 1 July 2027, it’s worth looking at how…
Read MoreCGT Changes in Australia: What Investors Need to Know
Australia’s investment landscape is changing. From 1 July 2027, changes to capital gains tax (CGT) and negative gearing will change the way some investors approach property and other investments. These changes give investors a good reason to review their investment strategy and consider whether their current approach still supports their long-term financial goals. What is…
Read MoreWhy Your Financial Plan Should Change as Your Life Changes
Life rarely stands still. Over the years, your priorities, responsibilities, goals and circumstances will naturally evolve. Whether you’re buying your first home, starting a family, advancing your career, preparing for retirement or navigating life after retirement, each stage brings new financial opportunities and challenges. That’s why financial planning shouldn’t be treated as a one-time exercise.…
Read MoreCash Flow Planning for Growing Families
Starting or growing a family is one of life’s most exciting milestones. It’s also one of the biggest changes your finances will experience. From childcare costs and education expenses to larger homes and reduced household income during parental leave, raising a family often places new demands on your budget. While these changes are expected, many…
Read MoreThe Two-Person Retirement: Planning as a Couple
Most retirement planning assumes couples will retire together, spend together, and follow the same financial path throughout retirement. In reality, retirement rarely works that way. One partner may retire years before the other. Health needs can change at different times. Spending priorities may evolve. One partner might eventually require aged care while the other continues…
Read MoreWhen Retirement Success Is About More Than Numbers
Recent media coverage of one of Gerard’s clients in the Australian Financial Review highlights an important lesson about retirement planning: success isn’t always determined by having the largest portfolio. For many Australians, retirement planning can become focused on a single question: “How much is enough?” While building wealth is undoubtedly important, the reality is that…
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