Save through super for your first home
A new scheme may help you make your dream of owning a home come true. Property prices in some parts of Australia have made owning a home unattainable for many prospective first‑time buyers. But the First Home Super Saver scheme, passed by the Australian Government back in December 2017, may help keep their dream of buying their first…
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Geopolitical events dominate November 2018 Global shares…
Read MoreSaving for retirement: Hacks for parents with dependents
You can build your retirement savings while supporting your dependents. Providing for your dependent children doesn’t have to come at the expense of saving for retirement. There are ways you can build a sufficient nest egg while supporting your children. Saving for retirement Forced saving can be your ally in building your retirement fund. Making…
Read MorePut your financial windfall to good use
Received a large sum of money? By taking some practical steps, you can make sure your newfound wealth goes a long way. Windfalls such as salary bonuses and inheritances are more common than many people think. An Australian survey showed that 85% of seniors are likely to leave an inheritance for their children, with an estimated…
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Market volatility returns in October Even though economic fundamentals remained strong, market volatility returned in October with share markets tumbling worldwide. Global shares returned -6.9% and -5.4% in hedged and unhedged terms respectively. The S&P 500 fell almost 7%, leaving the calendar to year gain to only 1.4%. However, the US economy continued to steam…
Read MoreHere’s why you need income protection
Your ability to earn an income is usually one of your biggest assets, so why not protect it? A sudden illness or injury can keep you from working and leave you in financial difficulty. You may get help from a worker’s compensation payout or personal savings, but are they enough to help you meet your…
Read MoreDon’t underestimate the power of relaxation
MarisSage Remedial Therapies 10-minute Relaxation Tips We know you’re busy. There’s always so much to do, and you can feel stressed, overworked and strung out. But who has the time to relax? You do. Just take ten minutes and try one of the tips below, we promise it will make all the difference. Sometimes a…
Read MoreSmart ways to handle finances in a relationship
Staying on top of finances can help couples achieve their shared goals. Whether they’re saving for a house or a holiday or seeking to grow or preserve their family wealth, setting up and sticking to a budget can help couples attain their common goals. By handling money well, they can avoid disagreements that could put…
Read MoreWhat is adviser-led super?
Five ways to keep your business debt under control
Managing your business debt can help you steer clear of financial trouble. Piling up a lot of debt could leave your business in financial difficulty or, worse, bankrupt. Here are five ways that may help you manage debt and avoid a financial mess. 1. Understand your business situation It’s important to keep track of your…
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