With the summer holidays almost coming to an end, it’s not too late to do your financial planning for a last minute getaway – or start planning for 2019. Here’s how to minimise your financial stress for a well-deserved break.? Plan ahead  The earlier you start planning, the more money you can save. And when it…

It’s that time of year when thoughts turn to relaxing with family and friends and perhaps getting away from it all. If you are going away you no doubt take care to lock the doors and windows, organise for mail and garbage bins to be checked and neighbours notified. But have you secured everything? There…

Tackling your finances can be daunting. But you can’t put a price on the peace of mind you’ll get knowing exactly what is happening with your money – and making a start is easier than you might think.   You can take control of your financial future with a few simple steps. 1. Create a…

More and more people are turning to self-managed superannuation funds (SMSFs). We explore why SMSFs are becoming more popular and look at their benefits and risks. What is an SMSF? An SMSF is a private superannuation fund that’s regulated by the Australian Taxation Office. You manage it yourself and can have up to four members…

Debt is one of the fixtures of modern life for most people but if you feel it’s getting out of your control, it’s time to act. Fortunately, there are straightforward ways to regain control of your money. Start a debt management plan This will mean prioritising your debts in order of urgency, setting a budget,…

A bit of planning and forethought may help take the financial stress out of Christmas.   Christmas is a happy time of year that brings people together but it can also be expensive. With a bit of early planning you may control your festive season spending. Here are some tips to help avoid a New…