Financial Planning
Small steps to great success
If you want to get ahead, financially, it’s necessary to take some steps to get there. It may seem daunting and overwhelming but like anything, if you have a professional guiding you along the way, small steps can lead to something great. Step 1: Seek advice It’s hard to achieve great success without a team…
Read MoreForty and fabulous
If you are in your 40s and feeling like your financial fitness could do with an overhaul, then make 2020 the year to do it! These days your 40s is mid-life, given the average age expectancy for men is 84.7 years and for women it is 87.3 years1. Rather than have a mid-life crisis and…
Read MoreNew Year, New Job – What’s your resolutions?
New year is a great time for making lifestyle changes, however, for resolutions affecting your financial health, there’s often no better time to look at your financial health than when starting a new job. Along with changes to your daily routine, a new job can help you put in place positive changes for your finances…
Read MoreBreak free from being asset rich and cash poor
Here are four ways to try boost your income. Are you asset rich but cash poor? You’re not alone. Data from the Australian Bureau of Statistics shows that almost one-third of older Australians in low-income households were asset rich but cash poor.[1] Most of their wealth was tied up in illiquid assets, in particular their…
Read MoreThe value of having a financial adviser
Having an appropriate financial plan in place covers more than just investments and insurance. The same goes for a financial adviser – there are some you will just click with, who can help improve your financial future. Keep on track Over the long term, investment markets tend to fluctuate. This can be difficult for some…
Read MoreThe power of regular investing
One of the world’s most admired investors, Warren Buffett, is famous for saying “Don’t save what is left after spending; spend what is left after saving.” While this approach may not always be possible, investing even just a small amount regularly can make a big difference over the long term. If you are accumulating wealth……
Read MoreSocial media could influence us to spend impulsively.
Can social media use be linked to spending? Research shows it can. For example, one study found that social networks such as Facebook and Instagram can motivate impulsive buying behaviours.[1] But how does social media affect our spending? 1. Advertising Sites like Facebook and Instagram have evolved from social networking platforms to powerful advertising tools. We…
Read MorePutting your goals first
A goals-based investment approach isn’t focused on ‘beating the market’. It’s about tailoring your investments to meet your personal goals. Performance comparisons are unavoidable in the investment world. Every day you see investment managers measuring their success by how much they’ve outperformed the market, or their peers, over a given time period. However most people…
Read MoreStarting Again Financially
For many women (or men), starting again after being left widowed or divorced can be difficult and overwhelming. Consider how good financial advice can make a real difference. Finding yourself alone after many years of living in a partnership can be difficult. Not only are you adjusting to emotional strains, but you may need to…
Read MoreSuccessful Investor Secrets
The investment world can change dramatically from one month to the next. But these secrets of successful investors never go out of style. Successful investing can be one of your biggest allies in the quest for long-term financial security. Unfortunately, unsuccessful investing can leave you wishing you’d kept your money in the bank. So what…
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