Lifestyle
GIVING WISELY
HOW TAX-SMART PHILANTHROPY BUILDS WEALTH AND COMMUNITY IN AUSTRALIA Introduction: A New Era for everyday Australian Giving Philanthropy in Australia is changing. It’s no longer just for the wealthy or for big corporations everyday Australians are discovering how giving can be both deeply rewarding and financially smart. With new government incentives and easier ways to…
Read MoreI’ve paid off most of my HECS debt, should I just repay the rest now?
Whether to repay your HECS-HELP debt early depends on a few key factors. Unlike most other debts, HECS doesn’t attract interest. Instead, it’s indexed each year based on the lower of the Consumer Price Index (CPI) or the Wage Price Index (WPI). That said, because repayments are automat- ically made through your tax return once…
Read MoreIn helping Mum with her estate planning, someone mentioned a “life interest” in her home. What does that mean?
A life interest is a legal arrangement often used in estate planning that allows someone (often a surviving spouse or partner) to live in a property for the rest of their life, even if ownership is left to someone else, like children from a previous relationship. The person with the life interest can live in…
Read MoreBeyond The Will
Practical and Philosophical Strategies To Prevent Inheritance Disputes Introduction: The Stakes of Inheritance Disputes in Australia Inheritance disputes are more common in Australia than many realise, often resulting in fractured families, prolonged legal battles, and diminished estates. According to research cited by Slater & Gordon, “almost half of Australians believe that family conflict is likely…
Read MoreFROM BOOMERS TO MILLENNIALS
RETHINKING WEALTH, HOUSING, AND OPPORTUNITY IN AUSTRALIA Introduction: The Changing Landscape of Australian Wealth Australia’s story has long been one of progress, prosperity, and the promise that each generation will enjoy a better life than the last. For decades, this narrative held true: baby boomers and their parents benefited from robust economic growth, affordable housing,…
Read MoreREBUILDING THE AUSTRALIAN DREAM
PRACTICAL AND PHILOSOPHICAL STRATEGIES FOR HOUSING AFFORDABILITY AND FINANCIAL STABILITY Introduction: The Australian Housing Crisis in Context Australia’s housing crisis is not just a headline—it is a lived reality for millions. The ‘Australian Dream’ of home ownership, once a cornerstone of the nation’s identity, is now slipping out of reach for an increasing number of…
Read MoreHow to Save Money: Practical Tips for Building Financial Security
Do you ever feel like your money disappears as soon as you get paid? In today’s economy, learning how to save money is more important than ever. With rising living costs in Australia, many people struggle to stay ahead. Saving isn’t just about having extra cash, it’s about building financial security and peace of mind.…
Read MoreHow to Make a Budget: A Step-by-Step Guide by Financial Experts
Introduction Learning how to make a budget is an essential skill for managing your finances well. A budget helps you control your spending, save money, and reach financial goals. Many Australians struggle with money management, often unsure of where to start or how to create a personal budget that works for them. This is where…
Read MoreTax tips and tax return checklist 2021/2022
To help you complete your tax return, including if you’ve been working from home, this checklist outlines income and expenses you need to disclose to the Australian Taxation Office (ATO) when lodging your return. We’ve also provided an overview of the types of tax offsets and deductions you may be entitled to claim plus other…
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