Income Protection: New Job, New Income

If I get a new job within the same industry, can I increase my income protection without going through underwriting? Some income protection policies include a guaranteed future insurability or benefit indexation feature, which may allow you to increase your cover without full medical underwriting particularly if your income increases. However, this typically depends on…

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Home Equity Access Scheme (HEAS)

Home Equity Access Scheme (HEAS) Explained | Leading Advice

The Home Equity Access Scheme (HEAS) allows older Australians to access home equity and boost their retirement income. This government-backed, non-taxable loan offers flexibility, security, and peace of mind. Learn how it works and how Leading Advice can help you decide if it’s right for your retirement goals.

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TAX CUTS, HOUSING SUPPORT, AND HEALTHCARE REFORMS

WHAT THE FEDERAL BUDGET MEANS FOR YOUR WEALTH 1. Introduction: Framing the Federal Budget’s Impact on Australians The 2025-26 Australian Federal Budget has been un- veiled, marking a pivotal moment for households, busi- nesses, and the broader economy. With a strong emphasis on addressing cost-of-living pressures, enhancing housing affordability, and improving healthcare access, this budget…

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Navigating Australia’s Economic Crossroads

RESILIENCE, REFORM, AND THE ROLE OF PREFERENCE VOTES Introduction: Setting the Stage Australia finds itself at a critical juncture. The nation’s economy, while resilient in many respects, faces mounting pressures from stagnant real income growth, rising costs of living, and declining productivity. These challenges have been compounded by global uncertain- ties, including geopolitical tensions and…

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From Research to Reality: A Supportive Guide to Investing in Residential Properties

From Research to Reality: A Supportive Guide to Investing in Residential Properties

Investing in residential properties can seem daunting at first, but with the right guidance, it becomes an exciting and rewarding journey. Whether you’re a young family seeking to build a secure future or an individual exploring new financial opportunities, understanding the essentials of residential property investment is key. By focusing on strategic real estate market…

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Downsizer Contributions to Super

Since July 2018 thousands of people have taken advantage of the Government’s downsizer contribution scheme by selling their home and making contributions to their super. This has allowed older Australians to have more money to fund their retirement.Although this is good news for people who have benefited from this scheme, some people may have missed…

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Why does insurance matter?

The unexpected events of the past few years, have made financial protection a front of mind matter for most Australians. Now more than ever we appreciate that life does not always go the way we plan. Having a plan in place if things do take an unexpected turn can mean that our health, lifestyle and…

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