A goals-based investment approach isn’t focused on ‘beating the market’. It’s about tailoring your investments to meet your personal goals. Performance comparisons are unavoidable in the investment world. Every day you see investment managers measuring their success by how much they’ve outperformed the market, or their peers, over a given time period. However most people…

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Risk assets faltered The rally from December faltered slightly with most equity markets down for the month. Global shares were down 2% and up 0.3% in hedged and unhedged terms, respectively. Domestically, Australian shares underperformed international markets this month with -2.4% performance in August. Australian health care stocks continued to perform strongly with CSL (ASX:…

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Markets rallied on rate cuts… The rally from December has continued into July with most equity markets up for the month. Global shares were up 1.1% and 2.3% in hedged and unhedged terms, respectively. Domestically, Australian shares outperformed international markets this month with 2.9% performance in June. Australian health care stocks performed well with Resmed…

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For many women (or men), starting again after being left widowed or divorced can be difficult and overwhelming. Consider how good financial advice can make a real difference. Finding yourself alone after many years of living in a partnership can be difficult. Not only are you adjusting to emotional strains, but you may need to…

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The investment world can change dramatically from one month to the next. But these secrets of successful investors never go out of style. Successful investing can be one of your biggest allies in the quest for long-term financial security. Unfortunately, unsuccessful investing can leave you wishing you’d kept your money in the bank. So what…

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Markets rallied on rate cuts… • The rally from December lows resumed in June with most equity markets up for the month. • Global shares were up 5.9% and 5.3% in hedged and unhedged terms, respectively. • Domestically, Australian shares lagged international markets this month with 3.7% performance in June. • Australian communication shares rallied…

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The federal election is done and dusted, and the Coalition Government has been given another three years in power. How will this outcome affect Australians’ finances? What will change – and what won’t – when it comes to policies affecting people’s money? Can we expect any surprises? The Coalition Government staying in power will largely…

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If you’re organised with your finances, the high cost of living doesn’t have to mean diminished savings. The increasing cost of goods and services – from food and housing to transport and utilities – is a reality most Australians have to face every day. Data from the Australian Bureau of Statistics (ABS) shows that living…

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Set a good example for your children with just a few simple changes. As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compounding interest. But did you know that you could be sending…

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Markets faltered… The rally from December lows faltered in May with most equity markets down for the month. Global shares were down 6% and 4.4% in hedged and unhedged terms, respectively. Domestically, Australian shares outperformed international this month with 1.7% performance in May. Australian communication shares rallied on the prospective takeover bid for Vocus by…

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