Posts by Katrina Haskew
Redundancy Payout?
I’ve recently received a redundancy, what should I do with my pay out, and how can I make the most of it? Receiving a redundancy payout can be both overwhelming and an opportunity to reset financially. It’s important to understand how your payment is structured, what portion is tax-free, what is taxed concessionally, and whether…
Read MoreFamily Trusts and Estate Planning
A friend mentioned they’re setting up a family trust to protect their estate, how does that actually work? Family trusts are often used as part of estate planning to help protect assets and control how wealth is passed on. Unlike a will, which becomes a public document after death, a trust can provide greater confidentiality…
Read MoreREBUILDING THE AUSTRALIAN DREAM
PRACTICAL AND PHILOSOPHICAL STRATEGIES FOR HOUSING AFFORDABILITY AND FINANCIAL STABILITY Introduction: The Australian Housing Crisis in Context Australia’s housing crisis is not just a headline—it is a lived reality for millions. The ‘Australian Dream’ of home ownership, once a cornerstone of the nation’s identity, is now slipping out of reach for an increasing number of…
Read MoreSteady Income, Stronger Portfolios
A balanced approach to dividend investing and financial resilience Introduction: The Australian Dividend Advantage in Uncertain Times In a world where economic uncertainty often dominates headlines, the Australian share market offers a haven for income-focused investors. For decades, Australia has led the world in dividend yields, providing shareholders not only with robust returns but also…
Read MoreWealth, Wisdom, and Wellbeing: How End-of-Year Super Planning Can Secure Your Future
As the end of the financial year approaches, Australians are presented with a unique opportunity to take stock of their financial health and make decisions that can shape their future. Superannuation, the cornerstone of retirement planning in Australia, is at the heart of this process. The period leading up to June 30 is not just…
Read MoreHow to Save Money: Practical Tips for Building Financial Security
Discover how to start saving and build lasting financial stability with helpful tips to save money. Learn practical saving money tips Australia families can use to achieve building financial security and peace of mind.
Read MoreHow to Make a Budget: A Step-by-Step Guide by Financial Experts
Introduction Learning how to make a budget is an essential skill for managing your finances well. A budget helps you control your spending, save money, and reach financial goals. Many Australians struggle with money management, often unsure of where to start or how to create a personal budget that works for them. This is where…
Read MoreInheritance: What to do?
I’ve recently inherited some money. What are the first steps I should take to make smart decisions with it? Inheriting money can be both an emotional and financial turning point, and it’s wise to approach the next steps carefully. Rather than making quick decisions, the first thing to do is assess your overall financial position.…
Read MoreDefined Benefit Super Fund
I’m getting close to retirement and have a defined benefit superannuation fund. How do I know if I’m making the most of it? Defined benefit (DB) superannuation funds can be valuable, but they also work very differently from standard accumulation-style funds. Your final benefit is generally based on a formula that could involve your years…
Read MoreSpouse Contributions: Looking for ways to boost your super?
My spouse and I are looking at ways to boost our super. How do spouse contributions and the associated tax offset work? Spouse contributions can be a great way to build your partner’s superannuation and potentially benefit from a tax offset. If your spouse earns less than $37,000 a year, you may be eligible for…
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