WHY YOUR FUTURE SELF WILL THANK YOU
UNDERSTANDING THE TIME VALUE OF MONEY IN EVERYDAY AUSTRALIAN LIFE Introduction: The Invisible Power of Time in Personal Finance Imagine being faced with a simple choice: you can have $100 today or $120 if you’re willing to wait a year. The rational response may seem obvious wait for the higher pay out. Yet, most people…
Read MoreGIVING WISELY
HOW TAX-SMART PHILANTHROPY BUILDS WEALTH AND COMMUNITY IN AUSTRALIA Introduction: A New Era for everyday Australian Giving Philanthropy in Australia is changing. It’s no longer just for the wealthy or for big corporations everyday Australians are discovering how giving can be both deeply rewarding and financially smart. With new government incentives and easier ways to…
Read MoreA Trump Presidency
What does a Trump presidency mean for your portfolio? Get expert analysis and actionable financial advice. Click to read.
Read MoreI’ve paid off most of my HECS debt, should I just repay the rest now?
Whether to repay your HECS-HELP debt early depends on a few key factors. Unlike most other debts, HECS doesn’t attract interest. Instead, it’s indexed each year based on the lower of the Consumer Price Index (CPI) or the Wage Price Index (WPI). That said, because repayments are automat- ically made through your tax return once…
Read MoreIn helping Mum with her estate planning, someone mentioned a “life interest” in her home. What does that mean?
A life interest is a legal arrangement often used in estate planning that allows someone (often a surviving spouse or partner) to live in a property for the rest of their life, even if ownership is left to someone else, like children from a previous relationship. The person with the life interest can live in…
Read MoreFROM BLOCKS TO BENEFITS
NAVIGATING THE PRACTICAL AND FINANCIAL REALITIES OF SUBDIVIDING YOUR PROPERTY Introduction: The Allure and Opportunity of Subdivision For many Australians, property is more than a home—it’s a cornerstone of wealth and security. As cities grow and land becomes scarcer, the opportunity to subdivide a property has become an increasingly attractive strategy for those seeking to…
Read MoreSUPER SPLITTING
GROW YOUR WEALTH TOGETHER Introduction: Why Super Splitting Matters for Australian Families When it comes to preparing for retirement, many Australians focus on growing their superannuation individually. But what if there was a way for couples to work together, sharing their super contributions to build a stronger financial future? This is where superannuation contribution splitting—commonly…
Read MoreAustralian Property Prices
NAVIGATING THE WORLD’S MOST EXPENSIVE MARKET Introduction: The Global Stage and Australia’s Property Phenomenon Australia’s property market has long fascinated both local and international observers. With house prices reaching un- precedented heights, the nation now sits among the world’s most expensive markets, rivalled only by global hotspots such as Hong Kong and New Zealand. According…
Read MoreBeyond The Will
Practical and Philosophical Strategies To Prevent Inheritance Disputes Introduction: The Stakes of Inheritance Disputes in Australia Inheritance disputes are more common in Australia than many realise, often resulting in fractured families, prolonged legal battles, and diminished estates. According to research cited by Slater & Gordon, “almost half of Australians believe that family conflict is likely…
Read MoreFROM BOOMERS TO MILLENNIALS
RETHINKING WEALTH, HOUSING, AND OPPORTUNITY IN AUSTRALIA Introduction: The Changing Landscape of Australian Wealth Australia’s story has long been one of progress, prosperity, and the promise that each generation will enjoy a better life than the last. For decades, this narrative held true: baby boomers and their parents benefited from robust economic growth, affordable housing,…
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