Downsizing for dummies: Smaller home for a bigger life
What’s not to love about downsizing? Cheaper utility bills, fewer rooms to clean, a cozier feeling all around… When you’re downsizing for retirement, you may also qualify for a higher pension based on your assets, and even free up some cash which could go towards your all-important retirement savings. But, like with any big life…
Read MoreSuper Reforms
Significant changes to contribution limits to super could prove a challenge The changes to super and tax laws proposed in this year’s federal budget, then revised and adjusted by the government in September, have been passed through Parliament and are mostly due to take effect from July 1, 2017. That means that you have until…
Read MoreSavings Plan
How can you give your kids a kick start? Starting an Investment Plan now can help! With the start of the School year underway and the first week back over, now is a great time to start a regular Investment Plan. #startnow#investforyourkids #investmentplan #leadingadvice
Read MoreLongevity: Are you prepared?
The secret to a happy, long life: exercise, vegies … and a financial plan for your future. All over the world people are living longer. What’s the secret? National Geographic researchers found that the following could add years to your life: Invisible exercise: It’s exercise that is a seamless part of your day, like…
Read MoreWorry-Free Retirement
Time to take action for a worry-free retirement. As another year draws to a close we reflect on the events and changes we have seen and how life seems to pass by more quickly every year. For those of us approaching or in retirement, it’s a great time to take stock of your situation and…
Read MoreEnd of year checklist
It’s that time of year when thoughts turn to relaxing with family and friends and perhaps getting away from it all. Now is also a great time to reflect on the changes to your situation over the last 12 months and ask yourself – does your financial plan need tweaking or updating?
Read MoreWhen the market doesn't matter
A goals-based investment approach isn’t focused on ‘beating the market’. It’s about tailoring your investments to meet your personal goals. Performance comparisons are unavoidable in the investment world. Every day you see investment managers measuring their success by how much they’ve outperformed the market, or their peers, over a given time period. The problem with…
Read MoreProperty and super
Beware the pitfalls Recent years have seen a rush of investors buying property through super. But while the strategy has its advantages, there are also some potential risks to be aware of. The pitfalls While property has been a good performer in recent years, property investing still involves a number of risks. Some hidden costs…
Read MoreShot with Ian Thorpe
It was great to get a shot with Ian Thorpe OAM at the AFA National Conference in Canberra. Together with other members of the AFA Community, over $70,000 was raised to support selected conference charity partners menslink, ReachOut, Women’s Housing, Black Dog Institute, and MS Research Australia. Our donation went to ReachOut. In addition, the AFA announced support of…
Read MoreHow to protect your assets from expensive mistakes
Protecting yourself from frivolous creditors and lawsuits is becoming an increasingly common concern. Here we outline some of the ways you can insulate your assets. Check your insurances Liability insurance is a must if you want to safeguard your assets in the event that you need to pay compensation. Lawsuits can arise for a range…
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