SEIZING OPPORTUNITIES
How Advisers Can Guide Clients Through the 2025 Australian Commercial Property Landscape 1. Introduction: The Evolving Commercial Property Market The Australian commercial property market is undergo- ing a critical transition. After several years of uncertainty due to fluctuating interest rates, evolving work habits, and economic headwinds, 2025 presents new opportunities for investors, business owners, and…
Read MoreUnlocking the Power of SMSFs
A Family’s Guide to Superannuation Control and Flexibility Navigating the world of superannuation can often feel like charting unknown waters, especially for families looking to make informed financial decisions. Self-managed super funds (SMSFs) offer a unique opportunity for those seeking superannuation control and flexibility, allowing families to pool their resources and tailor investment choices to…
Read MoreThe Evolution of Retirement Planning
This article will explore the key changes in superannuation thresholds, delve into the complexities of investment risk in superannuation, and examine emerging retirement income strategies.
Read MoreAustralian Home Prices Turning Back Up Again
Roughly speaking the 0.25% rate cut when passed on to variable mortgage rates will add about $9000 to how much a buyer on average earnings can borrow which along with three further rate cuts into early next year will drive a significant increase in the capacity of buyers to pay for a property. Home…
Read MoreYour Super – who to nominate as your beneficiary?
Nominating your super beneficiary is something you have most likely been asked to do if you have asuperannuation fund.But, super fund trustees can only pay your super death benefit to eligible dependants1 or to your legal personal representative (LPR) who is generally the executor of your Will. If you haven’t elected a valid beneficiary the…
Read MoreMarket Volatility – June 2022
Falling stock and bond markets, along with the rising volatility which has gripped global markets since the start of the year, has intensified in recent days. Last week’s announcement of annual US inflation of 8.6%, the highest in 40 years, was the primary cause.Energy, food, and services have all contributed to the rise in US…
Read MoreFederal Election 2022 – what could this mean for you?
A number of changes were proposed by the Government during the election campaign, and support was also announced for a number of proposals made by the previous Government. So where do things stand, what’s next, and how could these proposals impact you? Below is a summary of some of the key announcements to date, and…
Read MoreSuper Contribution Changes
1 July 2022 and superannuation contribution changes Several key super changes which may impact your ability to contribute to your SMSF, are set to take effect from 1 July 2022. These changes create opportunities for all SMSF members, young and old, to grow their retirement savings. What are the changes? Originally announced in the 2021…
Read MoreTax tips and tax return checklist 2021/2022
To help you complete your tax return, including if you’ve been working from home, this checklist outlines income and expenses you need to disclose to the Australian Taxation Office (ATO) when lodging your return. We’ve also provided an overview of the types of tax offsets and deductions you may be entitled to claim plus other…
Read MoreOpportunities await – Super changes from 1 July 2022
Changes to super contribution rules from 1 July may create a great opportunity to revisit yoursavings and super contribution strategies. The changes may create new or enhanced optionsto build your savings. Outlined below is a brief explanation of some of the key changes andhow you could benefit. Super changes aheadNow is a great time to…
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