REBUILDING THE AUSTRALIAN DREAM

PRACTICAL AND PHILOSOPHICAL STRATEGIES FOR HOUSING AFFORDABILITY AND FINANCIAL STABILITY Introduction: The Australian Housing Crisis in Context Australia’s housing crisis is not just a headline—it is a lived reality for millions. The ‘Australian Dream’ of home ownership, once a cornerstone of the nation’s identity, is now slipping out of reach for an increasing number of…

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SHELTER, SECURITY AND THE AUSTRALIAN DREAM

UNPACKING THE HOUSING CRISIS AND PATHS TO RESILIENCE Introduction: The Australian Dream in Crisis For generations, the “Australian Dream” has been synonymous with home ownership-a symbol of stability, personal achievement, and intergenerational security. Yet, in 2025, this dream is under threat as Australia faces a housing crisis of unprecedented scale and complexity. The sharp decline…

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From Research to Reality: A Supportive Guide to Investing in Residential Properties

Investing in residential properties can seem daunting at first, but with the right guidance, it becomes an exciting and rewarding journey. Whether you’re a young family seeking to build a secure future or an individual exploring new financial opportunities, understanding the essentials of residential property investment is key. By focusing on strategic real estate market…

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SEIZING OPPORTUNITIES

How Advisers Can Guide Clients Through the 2025 Australian Commercial Property Landscape 1.  Introduction: The Evolving Commercial Property Market The Australian commercial property market is undergo- ing a critical transition. After several years of uncertainty due to fluctuating interest rates, evolving work habits, and economic headwinds, 2025 presents new opportunities for investors, business owners, and…

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Australian Home Prices Turning Back Up Again

Roughly speaking the 0.25% rate cut when passed on to variable mortgage rates will add about $9000 to how much a buyer on average earnings can borrow which along with three further rate cuts into early next year will drive a significant increase in the capacity of buyers to pay for a property.   Home…

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First Home Super Saver scheme – how does it work?

From 1 July 2022, if you’re a first home buyer you can release up to $50,000 (up from $30,000) from your voluntary super contributions to help you buy your first home. Under the scheme, voluntary concessional and non concessional contributions made on or after 1 July 2017 may be released from super to help you purchase…

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Five property investment tips to grow OR start your portfolio

Our guest writer this month is Albert Murphy from Your Property Empire with his 5 tips. Here you will learn five advanced property investment tips and techniques. In fact, these are the same tips I’ve used to grow my portfolio to 9 in a few short years.  1. Get your Property Investment plan  Investors that fail to…

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SMSF regulatory update

The Australian Taxation Office (ATO), as self-managed super funds (SMSFs) regulator, has recently announced it will contact approximately 17,700 SMSF trustees in relation to their investment strategy. This is due to growing concerns that some SMSFs are invested in an overly concentrated manner, typically with real property. The ATO statement can be found here. The ATO…

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My 5 tips…..for using a mortgage broker

Jonathan Ekehov from Eko Finance and Home Loans writes There are lots of good reasons why more than half of Australians now use a broker to secure a home loan. Here are my top 5. 1. Probably the most important one that is we work for you, not the banks. We work with multiple lenders, not…

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Save through super for your first home

A new scheme may help you make your dream of owning a home come true. Property prices in some parts of Australia have made owning a home unattainable for many prospective first‑time buyers. But the First Home Super Saver scheme, passed by the Australian Government back in December 2017, may help keep their dream of buying their first…

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