WHY YOUR FUTURE SELF WILL THANK YOU

UNDERSTANDING THE TIME VALUE OF MONEY IN EVERYDAY AUSTRALIAN LIFE Introduction: The Invisible Power of Time in Personal Finance Imagine being faced with a simple choice: you can have $100 today or $120 if you’re willing to wait a year. The rational response may seem obvious wait for the higher pay out. Yet, most people…

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Resilience and Reality – Understanding V-Shaped market Recoveries and what they mean for your wealth

Introduction: The Allure and Myth of V-Shaped Recoveries In the world of investing, few images are as reassuring—or as captivating—as the so-called “V-shaped” market recovery. The idea is simple: after a sharp downturn, markets bounce back just as quickly, restoring lost wealth and confidence almost overnight. For many Australians, especially in the wake of recent…

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Steady Income, Stronger Portfolios

A balanced approach to dividend investing and financial resilience Introduction: The Australian Dividend Advantage in Uncertain Times In a world where economic uncertainty often dominates headlines, the Australian share market offers a haven for income-focused investors. For decades, Australia has led the world in dividend yields, providing shareholders not only with robust returns but also…

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The Art and Science of Fund Manager Selection

Balancing Philosophy, Performance and Investor Resilience Introduction: The Importance of Choosing the Right Fund Manager For Australian investors, selecting a fund manager is one of the most consequential decisions in the journey toward financial security. The right manager can help navigate volatile markets, safeguard capital, and deliver consistent returns, while the wrong choice can erode…

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HOW TO THRIVE IN UNCERTAIN MARKETS

Understanding Market Volatility Market volatility is an inevitable part of investing, yet it often evokes fear and uncertainty among investors. The phrase “catching a falling knife” vividly captures the dangers of trying to time the market during sharp declines it suggests that attempting to buy assets during a precipitous drop can lead to painful losses.…

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Unlocking the Power of Strategic Investing: A Beginner’s Guide to Building a Solid Financial Future

Embarking on the journey of strategic investing can feel like unlocking a door to a brighter financial future, filled with promise and opportunity. Whether you’re a young family just starting out or someone approaching retirement, understanding the basics of asset allocation and long-term investments is key to successful financial planning. Imagine taking control of your…

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The Silver Rule of Investing

“In the unpredictable world of investing, where the promise of high returns often dazzles, aquieter principle shines through: the “silver rule” of investing. Distinct from the “goldenrule” that encourages chasing profits, the silver rule is elegantly simple—win by not losing“ This philosophy centres on safeguarding your wealth rather than gambling it on speculative gains, a…

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Market Volatility – June 2022

Falling stock and bond markets, along with the rising volatility which has gripped global markets since the start of the year, has intensified in recent days. Last week’s announcement of annual US inflation of 8.6%, the highest in 40 years, was the primary cause.Energy, food, and services have all contributed to the rise in US…

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Inflation: what does it mean for me and my money?

Inflation is a hot topic at the moment. But what exactly is it, and how does it affect you and your money?Inflation is making news daily through wage inflation, energy inflation, food inflation, fuel inflation… and not just in Australia, but in many other countries too. In simple terms, inflation means that the prices of…

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