The Two-Person Retirement: Planning as a Couple

Couple Retirement

Most retirement planning assumes couples will retire together, spend together, and follow the same financial path throughout retirement. In reality, retirement rarely works that way. One partner may retire years before the other. Health needs can change at different times. Spending priorities may evolve. One partner might eventually require aged care while the other continues…

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The Document That Speaks When You Can’t

Advance Care Directive

When most people think about incapacity planning, they assume their family will step in and make decisions if something happens to them. It’s a comforting belief, but one that can create significant complications during an already stressful time. The reality is that your loved ones may not automatically have the authority to make medical decisions…

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How to Grow Your Super: Superannuation Strategies For Australians

how to grow your super

Superannuation plays a central role in retirement planning for Australians. Over the course of your working life, the contributions made to your super fund, combined with long-term investment growth, can build a significant source of retirement income. While most people receive employer superannuation contributions, many are unaware that there are additional strategies that may help…

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Home Equity Access Scheme (HEAS)

Home Equity Access Scheme (HEAS) Explained | Leading Advice

The Home Equity Access Scheme (HEAS) allows older Australians to access home equity and boost their retirement income. This government-backed, non-taxable loan offers flexibility, security, and peace of mind. Learn how it works and how Leading Advice can help you decide if it’s right for your retirement goals.

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Worry-Free Retirement

Time to take action for a worry-free retirement. As another year draws to a close we reflect on the events and changes we have seen and how life seems to pass by more quickly every year. For those of us approaching or in retirement, it’s a great time to take stock of your situation and…

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